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France
(40 destinations)
Les Deux Alpes
Alpe d'Huez
Tignes
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Andorra
(3 destinations)
Grandvalira
Vallnord Pal-Arinsal
Ordino-Arcalís
Spain
(16 destinations)
Boí Taüll
Formigal
Port Ainé
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Austria
(8 destinations)
Innsbruck
Stubai Glacier
St. Anton - Ski Arlberg
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Switzerland
(11 destinations)
Zermatt International
Jungfrau Ski Region
Arosa Lenzerheide
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(5 destinations)
Dolomiti Superski
Pontedilegno - Tonale (Adamello Ski)
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France (40 destinations)
Andorra (3 destinations)
Spain (16 destinations)
Austria (8 destinations)
Switzerland (11 destinations)
Italy (5 destinations)
All Ski Resorts
Northern French Alps
Les Deux Alpes
200 Kms available
Alpe d'Huez
250 Kms available
Tignes
300 Kms available
Val d'Isère
300 Kms available
Les 3 Vallées Ski Area
600 Kms available
Val Thorens + Orelle
180 Kms available
Méribel - Brides Les Bains
150 Kms available
Méribel-Mottaret
150 Kms available
Courchevel
150 Kms available
Les Menuires-St Martin de Belleville
160 Kms available
Paradiski Ski Area
425 Kms available
La Plagne
225 Kms available
Les Arcs
200 Kms available
Les Portes du Soleil Ski Area
580 Kms available
Avoriaz
75 Kms available
Chamonix Montblanc Unlimited Ski Area
494 Kms available
Chamonix Le Pass
120 Kms available
Megève / Saint-Gervais
185 Kms available
Les Sybelles
310 Kms available
Valmorel Grand Domaine
165 Kms available
Le Grand Massif
265 Kms available
Southern French Alps
Serre Chevalier
250 Kms available
Vars
185 Kms available
Les Orres
100 Kms available
Isola 2000 + Auron Ski Area
120 Kms available
Pra Loup
180 Kms available
French Pyrenees
Font Romeu
43 Kms available
Les Angles
55 Kms available
Formigueres
Cambre d'Aze
24 Kms available
Porté-Puymorens
50 Kms available
AX 3 Domaines
80 Kms available
Piau Engaly
65 Kms available
Saint-Lary
100 Kms available
Peyragudes
60 Kms available
Grand Tourmalet & La Mongie
100 Kms available
Luz Ardiden
60 Kms available
Cauterets
40 Kms available
Gourette
42 Kms available
Pierre Saint Martin
26 Kms available
Andorra All ski resorts in the area
Grandvalira
215 Kms available
Vallnord Pal-Arinsal
63 Kms available
Ordino-Arcalís
30 Kms available
Catalan Pyrenees
Boí Taüll
45 Kms available
Port Ainé
27 Kms available
Espot Esquí
25 Kms available
Baqueira Beret
173 Kms available
Alp 2500 (La Molina and Masella) Ski Area
145 Kms available
La Molina
71 Kms available
Masella
74 Kms available
Vall de Núria
8 Kms available
Port del Comte
40 Kms available
Aragonese Pyrenees
Formigal
143 Kms available
Cerler
81 Kms available
Panticosa
39 Kms available
Astun and Candanchú Ski Area
101 Kms available
Sierra Nevada
Sierra Nevada
112 Kms available
Other Ski resorts
Valdelinares
17 Kms available
Javalambre
15 Kms available
The Austrian Alps
Innsbruck Ski Area
332 Kms available
Stubai Glacier
65 Kms available
St. Anton - Ski Arlberg
299 Kms available
Ischgl
239 Kms available
Kitzbühel
188 Kms available
Ötztal Ski Area
270 Kms available
Obertauern
100 Kms available
Zell am See - Kaprun
62 Kms available
The Swiss Alps
Zermatt International
322 Kms available
Jungfrau Ski Region Ski Area
103 Kms available
Arosa Lenzerheide
225 Kms available
Davos Klosters Mountains Ski Area
213 Kms available
Engelberg - Titlis
70 Kms available
Aletsch Arena
104 Kms available
Crans-Montana
140 Kms available
St. Moritz
155 Kms available
Saas-Fee
100 Kms available
Ski Arena Andermatt Sedrun
70 Kms available
Verbier
195 Kms available
The Italian Alps
Dolomiti Superski Ski Area
1268 Kms available
Pontedilegno - Tonale (Adamello Ski)
100 Kms available
Vialattea (Sestriere - Sauze d'Oulx)
400 Kms available
Cervinia
322 Kms available
Bormio Ski
50 Kms available
All Ski Resorts
Northern French Alps
Les Deux Alpes
200 Kms available
Alpe d'Huez
250 Kms available
Tignes
300 Kms available
Val d'Isère
300 Kms available
Les 3 Vallées Ski Area
600 Kms available
Val Thorens + Orelle
180 Kms available
Méribel - Brides Les Bains
150 Kms available
Méribel-Mottaret
150 Kms available
Courchevel
150 Kms available
Les Menuires-St Martin de Belleville
160 Kms available
Paradiski Ski Area
425 Kms available
La Plagne
225 Kms available
Les Arcs
200 Kms available
Les Portes du Soleil Ski Area
580 Kms available
Avoriaz
75 Kms available
Chamonix Montblanc Unlimited Ski Area
494 Kms available
Chamonix Le Pass
120 Kms available
Megève / Saint-Gervais
185 Kms available
Les Sybelles
310 Kms available
Valmorel Grand Domaine
165 Kms available
Le Grand Massif
265 Kms available
Southern French Alps
Serre Chevalier
250 Kms available
Vars
185 Kms available
Les Orres
100 Kms available
Isola 2000 + Auron Ski Area
120 Kms available
Pra Loup
180 Kms available
French Pyrenees
Font Romeu
43 Kms available
Les Angles
55 Kms available
Formigueres
Cambre d'Aze
24 Kms available
Porté-Puymorens
50 Kms available
AX 3 Domaines
80 Kms available
Piau Engaly
65 Kms available
Saint-Lary
100 Kms available
Peyragudes
60 Kms available
Grand Tourmalet & La Mongie
100 Kms available
Luz Ardiden
60 Kms available
Cauterets
40 Kms available
Gourette
42 Kms available
Pierre Saint Martin
26 Kms available
Andorra
Grandvalira
215 Kms available
Vallnord Pal-Arinsal
63 Kms available
Ordino-Arcalís
30 Kms available
Catalan Pyrenees
Boí Taüll
45 Kms available
Port Ainé
27 Kms available
Espot Esquí
25 Kms available
Baqueira Beret
173 Kms available
Alp 2500 (La Molina and Masella) Ski Area
145 Kms available
La Molina
71 Kms available
Masella
74 Kms available
Vall de Núria
8 Kms available
Port del Comte
40 Kms available
Aragonese Pyrenees
Formigal
143 Kms available
Cerler
81 Kms available
Panticosa
39 Kms available
Astun and Candanchú Ski Area
101 Kms available
Sierra Nevada
Sierra Nevada
112 Kms available
Other Ski resorts
Valdelinares
17 Kms available
Javalambre
15 Kms available
The Austrian Alps
Innsbruck Ski Area
332 Kms available
Stubai Glacier
65 Kms available
St. Anton - Ski Arlberg
299 Kms available
Ischgl
239 Kms available
Kitzbühel
188 Kms available
Ötztal Ski Area
270 Kms available
Obertauern
100 Kms available
Zell am See - Kaprun
62 Kms available
The Swiss Alps
Zermatt International
322 Kms available
Jungfrau Ski Region Ski Area
103 Kms available
Arosa Lenzerheide
225 Kms available
Davos Klosters Mountains Ski Area
213 Kms available
Engelberg - Titlis
70 Kms available
Aletsch Arena
104 Kms available
Crans-Montana
140 Kms available
St. Moritz
155 Kms available
Saas-Fee
100 Kms available
Ski Arena Andermatt Sedrun
70 Kms available
Verbier
195 Kms available
The Italian Alps
Dolomiti Superski Ski Area
1268 Kms available
Pontedilegno - Tonale (Adamello Ski)
100 Kms available
Vialattea (Sestriere - Sauze d'Oulx)
400 Kms available
Cervinia
322 Kms available
Bormio Ski
50 Kms available

Countries

France (2 destinations)
Andorra (1 destination)
Spain (2 destinations)
Austria (1 destination)
Switzerland (1 destination)
Italy (1 destination)
Portugal (1 destination)
All hotels
Hotels in the French Pyrenees
Hotels in the French Alps
Hotels in Andorra
Hotels in the Pyrenees
Hotels in Sierra Nevada
Hotels in Austria
Hotels in Switzerland
Hotels in the Italian Alps
Hotels in Serra da Estrela
All hotels
Hotels in the French Pyrenees
Hotels in the French Alps
Hotels in Andorra
Hotels in the Pyrenees
Hotels in Sierra Nevada
Hotels in Austria
Hotels in Switzerland
Hotels in the Italian Alps
Hotels in Serra da Estrela
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Ski Insurance

Policy Number: 02-9815701 

Insurance coverages: 

1. - MEDICAL AND HEALTH CARE

ARAG shall cover the expenses associated with the intervention of professionals and health facilities required for the Insured's care, being this sick or injured. 

The following services included: 

a) Emergency doctors and Specialits care. 
b) Complementary Medical Examinations. 
c) Hospitalizations, Treatments and Surgeries. 
d) Supply of medicines in hospitalization, or refund the cost in injuries or diseases that do not require hospitalization. 
e) Treatment of acute dental problems as a result solely of trauma, requiring urgent treatment. 

ARAG takes charge of expenditures on these benefits, up to a limit of € 3,005.06 per Insured or the equivalent in the local currency when they take place abroad, 3,000 € when they take place in the Principality of Andorra, or € 1,000 in Spain. 

Dental costs are limited, in any case, to € 60.10 or the equivalent in local currency. 

 

 

2. - SLED OR AMBULANCE EXPENSES 

 

 

If as a result of an accident of the Insured in the ski runs he/she incurs expenses like rescue sled or ambulance transport within the the ski resort (not off-slopes), ARAG will take care of them. 

 

 

 
3. - REPATRIATION OR TRANSPORT OF INJURED OR SICK.
 
In case of accident or illness occurring to the Insured, ARAG shall cover: 
 
a) The cost of ambulance transportation to the nearest clinic or hospital. 
 
b) Examination by its Medical Equipment. Contact with the doctor treating the wounded or sick Insured to determine the appropriate measures and the more suitable treatment options, as well as the best mean to his/her transfer to a more appropriate hospital (if needed) or to his/her home. 
c) The cost of transporting the injured or sick, by the most appropriate means of transport, to the prescribed hospital or his/her home. 
 
The means of transport used in each case will be decided by the medical team of ARAG depending on the urgency and seriousness of the case. In Europe and countries bordering the Mediterranean, it might even be used a specially equipped air ambulance. 
 
If the insured is admitted to a hospital not near his home, ARAG shall pay, at the time, the subsequent transfer to his/her home. 
 
In the event that the Insured is not an habitually resident in Spain, he/she shall be repatriated to the place of the trip departure in Spain. 
 

4. - TRANSPORT OF A RELIATIVE IN THE EVENT OF HOSPITALIZATION. 

If the state of the sick or injured Insured requires hospitalization for a period exceeding five days, ARAG will provide a relative of the insured, or his designee, a round trip ticket, plane or train, in order to accompany him/her. 

If hospitalization occurs abroad, ARAG will cover, in respect of stay expenditures and upon submission of invoices, up to 72 € per day, and for a maximum period of 10 days. 

 

5. - CONVALESCENSE IN THE HOTEL

If the sick or injured Insured is not able not return home due to medical prescription, ARAG shall cover the hotel expenses caused by the extension of the stay, up to 72 € per day and for a maximum period of 10 days. 

 

 

6. - REPATRIATION OR TRANSPORTATION OF THE DECEASED INSURED.


In case of death of an Insured, ARAG shall organize the transportation of the body to the place of burial in Spain and will take care of the expenses of such transportation. Expenses shall include postmortem conditioning, according to legal requirements. 

This service shall not include burial nor ceremony costs. 

In the event that the Insured is not habitually resident in Spain, he/she shall be repatriated to the place of the trip depart in Spain. 

 

 

 

7. - EARLY RETURN 

If any of the Insureds must interrupt their trip due to the death of a spouse, degree first ancestor or descendant, or brother, ARAG shall pay for transportation, round trip, by plane or train, from the place where he/she is to the place where the burial takes place in Spain. 

The Insured may also opt for two airline or train tickets, to his habitual residence. 

 

 

 

8. - REFUND OF UNUSED SKI PASS

If while skiing the Insured suffers injuries entailing repatriation, transferal, or the use of a curtailment, ARAG will reimburse him/her the amount of the ski pass that could not be used up to a maximum of € 180.30. 

 

 

9. - REFUND OF THE COST FOR UNREALIZED SKI LESSONS

If while skiing the Insured suffers injuries entailing repatriation, transferal or the use of curtailment, ARAG will reimburse the insured the amount of ski lessons that could not be performed up to a maximum of € 180.30. 

 

 

10. - EMERGENCY MESSAGES

ARAG will transmit urgent messages issued by the insured as a result of claims covered by these warranties. 

 

11. - CRIMINAL LIABILITY DEFENSE ABROAD 

ARAG guarantees the defense of the Insured criminal liability, in proceedings before foreign courts in the area of his/her ​​private life and due to the travel or the transferal carried out by the insurance. 

This insurance does not cover any incident voluntarily caused by the insured or those where willful misconduct or gross negligence are proved and stated in a final court judgment. 

The maximum coverture for Expenditures and Bonds is € 3,005.06 

 

 

12. - LEGAL INFORMATION ABROAD 

In the event that the insured had a legal problem with another person, related to an accident in his private life, ARAG will put you in touch with a lawyer, if any in the town, to arrange an interview with the insured, and in charge of the latter. 

This service is provided only in countries that maintain diplomatic relations with Spain, except in cases of force majeure or in the case of an event beyond the control of the Insurer. The Insurer shall not be liable for the results obtained during the legal consultation. 

 

 

 

 

 

13. - DAMAGE CLAIM ABROAD 

ARAG guarantees the claim for damages that the Insured may suffer abroad as a pedestrian, driver of not motorized land vehicles, occupant of vehicles and boats of particular use, and passenger of any means of transport. 

This warranty does not include damage claim arising out of a breach of a specific contract between the insured and the responsible for it. 

In case of death of the insured, the claim may be issed by their relatives, heirs or beneficiaries. 

The maximum expenditure coverage is € 3,005.06 

 

 

14. - PURCHASE CONTRACT CLAIM ABROAD 

ARAG guarantees the claim for breach of sales contract abroad related to property, in which the insured is a party. 

For the purposes of this warranty, it is considered to be exclusively movable assets only decorative objects, household appliances, food and personal outfit, as long as they belong to the Insured and for his/her personal use. 

Excluded from coverage: antiques, stamp or numismatic collections, jewelry or art pieces do not exceeding € 3,005.06 

The maximum expenditure coverage is € 3,005.06 

 

 

15. - SERVICE CONTRACT CLAIM ABROAD 

ARAG guarantees the claim for breach of the following services contract that occur abroad: 
- Medical and hospital services. 
- Travel services, tourism and hospitality. 
- Cleaning services, laundry and dry cleaning. 
- Official Services appliance repair, expressly approved by the manufacturer. 

It only covers service contracts affecting the private life of the insured, in which he/she is the holder and end user. 

The maximum expenditure coverage is € 3,005.06 


IMPORTANT: In case of accident call ARAG SA. 93 300 10 50 from Spain.
The (00 34) 93 300 10 50 from abroad and say the following policy number 02-9815701 or communicate this information to the infirmary of the ski resort.
 

NOTICE: Please read the entire policy. Click here to download document.